Meet the Annapolis branch
Shore to Summit has one branch location located in Annapolis, MD. Meet our associates, and get in touch using the contact information listed below.
- 180 Admiral Cochrane Dr.,
Suite 210
Annapolis, MD 21401
Benjamin D. Spiker, CFP®, CRPC®
Ben co-founded Shore to Summit Wealth Management in 2017 after a successful career with Merrill Lynch. Ben has more than 20 years of experience helping financial services clients achieve their goals. He earned his bachelor’s degree from St. Mary’s College of Maryland and earned the CERTIFIED FINANCIAL PLANNER™ certification from the Certified Financial Planner Board of Standards, Inc. Ben also holds the Chartered Retirement Planning CounselorSM designation. He was recognized as a Five Star Wealth Manager* every year from 2017-2020, as featured in Baltimore Magazine and The Wall Street Journal.
Ben, his wife Brittany, and their children, Aidan, Rylan, and Annabelle, live in Severna Park, Maryland. Ben enjoys boating, reading, coaching his kids’ teams, and being active with his family. He is also the Vice President of Ghanaian Mothers’ Hope, Inc. and is passionately committed to helping them empower the future leaders of Africa through mission trips focused on education, health programs, and the construction of preschools and medical centers.
* This award was issued on Jan 1, 2017 by Five Star Professional (FSP) for the time period January 1, 2017 through December 31, 2020 Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP ’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 2,078 Baltimore-area wealth managers were considered for the award; 260 (13% of candidates) were named 2022 Five Star Wealth Managers. 2021: 2,029 considered, 237 winners; 2020: 1,898 considered, 234 winners; 2019: 1,865 considered, 265 winners; 2018: 1,759 considered, 232 winners; 2017: 1,093 considered, 355 winners; 2016: 1,215 considered, 356 winners; 2015: 1,749 considered, 412 winners; 2014: 1,484 considered, 395 winners; 2013: 1,490 considered, 448 winners; 2012: 1,470 considered, 262 winners. *To qualify as having a favorable regulatory and complaint history, the person cannot have: 1. been subject to a regulatory action that resulted in a suspended or revoked license, or payment of a fine, 2. had more than three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process, 3. individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, 4. filed for bankruptcy, or 5. been convicted of a felony. www.fivestarprofessional.com. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.
Michael E. Winter
Michael E. Winter, Associate Vice President, joined Shore to Summit Wealth Management in 2017 after beginning his career as a financial advisor with Merrill Lynch. He has worked with Scott Brown, CEO & Co-founder and Benjamin Spiker, COO & Co-founder, since 2014 and has been working in the financial services industry since 2012. Michael specializes in working with clients to plan and pursue a retirement designed to align with their desired lifestyle.
Michael has been recognized as a Five Star Wealth Manager* in 2021, 2022 and 2023. His favorite aspect of being a financial advisor is developing relationships with clients that allow him to understand not only the client’s goals, but also how their personal psychology affects their decision making. He also enjoys educating clients about different financial and economic concepts in ways that are meaningful to them.
He earned his bachelor’s and master’s degree from Salisbury University in Maryland, and currently resides in Gambrills, Maryland with his wife Emily and their son Jack. He enjoys staying active, and spending time with his family and friends. He is active in his community through coaching lacrosse and investing in the lives of the young players he coaches.
* The Five Star Wealth Manager award was issued on January 1, 2023 by Five Star Professional (FSP) for the time period April 18, 2022 through October 21, 2022. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 2,126 Baltimore-area wealth managers were considered for the award; 256 (12% of candidates) were named 2023 Five Star Wealth Managers. Visit www.fivestarprofessional.com.
Dan Parnes
Dan Parnes affiliated with Shore to Summit in April of 2023 bringing 25 years of industry experience to the company. He enjoys getting to meet new clients and helping develop retirement strategies for both businesses and individuals. He takes pride in creating portfolio models that can be utilized for core and satellite portfolios as well as utilizing relative strength technical analysis, portfolio and risk management, objective asset allocation designed for the individual, options strategies, and insurance where appropriate.
An accomplished Hockey player and graduate from University of Maryland College Park, he has called the DC are home for 16 years. Dan enjoys the winter season, getting on the slopes whenever he can, and catching the Washington Capitals when they are in town.
Aiyanna Tyler
As our Senior Administrative Associate, Aiyanna has brought exceptional client service to Shore to Summit Wealth Management since 2017. She brings a depth of industry experience and has a great enthusiasm for working with clients. Aiyanna is a natural born leader on the Shore to Summit team and has worn many hats over the years. She genuinely enjoys helping our clients through all of life ’s ups and downs.
In her spare time, Aiyanna enjoys hanging with her children, spoiling her grandchild, doing craft projects, and party planning. She hopes to explore more European countries in the coming years.
Taffy Davies
As a Registered Client Relationship Specialist, Taffy works closely with Ben Spiker and Sherry Saucerman to assist clients with various servicing and operational needs. With seven years of financial industry experience, Taffy takes great pride in continuing her financial education to best serve our clients. Being on a smaller team lends itself to a high touch personal approach when servicing our clients, an aspect of the job Taffy thrives in.
Before joining Shore to Summit Wealth Management in 2022, Taffy worked at another financial planning practice, as well as in the non-profit industry. She has a bachelor’s degree in political science from UNC Charlotte and has earned her Series 7 registration.
Away from the office, Taffy enjoys spending time with her spouse and teenage son. She loves to travel and has hiked in many places in the United States, as well as in Switzerland and Peru. As a self-identifying “Anglophile,” she is fond of the United Kingdom and lived there for a year. Taffy regularly gives to World Central Kitchen and strongly supports its mission.
Ayaka Pincombe
Ayaka is a passionate and driven individual with a deep love for animal rescue and a sense of adventure through traveling. With a strong background in finance, she holds a Bachelor's of Business Administration from Texas A&M University, Corpus Christi, and has worked at esteemed financial institutions like Northwestern Mutual, Newcastle Financial Advisors, and Ameriprise Financial. Moreover, she possesses valuable experience in mortgage loan processing and bookkeeping. Her ultimate goal is to obtain financial licenses and is currently working towards the Series 7 license, she already holds a Life & Health Insurance license and is a Notary Public in Maryland. Born into a military family, she spent half her life living overseas before settling in Maryland. In her free time, Ayaka enjoys the company of her beloved pit bull, Oscar, and spending quality moments with friends while staying active.