With over 35 years’ experience in the financial services industry. Tammy Mudd brings a deep commitment to personalized wealth management and community engagement. Tammy joined A.G. Edwards in 1998 – now Wells Fargo Advisors. Tammy holds the prestigious CFP® certification and leads her team, Generations WMG, a Shore to Summit Wealth Management Partner.
Background & Experience
Tammy has consistently been recognized for her excellence in client service and leadership, earning the Forbes 2026 Top Women Wealth Advisors Best in State, the Five Star Wealth Advisor award (2013-2025) for 13 years, and being named to Wells Fargo Advisors’ Platinum Council for 7 years (2015-2025) an honor reserved for the firm’s top advisors nationwide. Tammy has presented at the DELTA advisors’ group, appeared in a promotional video for DELTA, and spoken on a nationwide call about successful teaming strategies within Wells Fargo Advisors.
In October 2025, Generations WMG partnered with Shore to Summit Wealth Management, A Wells Fargo Advisors Financial Network practice, expanding their ability to serve clients with even greater flexibility and personalized care.
Tammy and her team specialize in:
- Complex Investment Planning
- Retirement Planning
- Business Retirement Planning (including 401(k) plans)
- Foundation and Endowment Management
- Trust Services*
Her holistic approach combines deep financial expertise with a genuine passion for helping clients achieve their life goals. Beyond her professional achievements, Tammy has dedicated over two decades of active involvement int the St. Charles region. She served over 20 years on the St. Charles Arts & Culture commission, 15 years as member of St. Charles Rotary and 8 years on the St. Joseph Hospital Century Club board. In addition, she volunteered for 14 years at the Academy of the Sacred Heart, where she played a key leadership role by chairing the school’s largest annual fundraiser. Her sustained engagement reflects a deep passion for civic enrichment, healthcare, education and the arts.
Away from the Office
Away form the office, Tammy resides in St. Charles, Missouri, where she enjoys spending time with family and friends and making cherished memories with her grandchildren, Colton, Landon, Brinley and Blair. Her eldest son, Major Christopher Mudd, USMC Ret, lives in the Chicago area and is a pilot for American Airlines. Her younger son, Connor Mudd, has followed in her footsteps and works alongside her as her business partner and as a financial advisor. A graduate of Marquette University with a degree in Finance, Connor joined the Generations Wealth Management Group in 2015 and resides in St. Charles.
2026 Forbes Top Women Wealth Advisors Best-in-State: Awarded February 2026; Data compiled by SHOOK Research LLC based on the time period from 6/30/24-6/30/25 (Source: Forbes.com) The Forbes Top Women Wealth Advisors Best-in-State rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.
*Wells Fargo Wealth & Investment Management (WIM) offers financial products and services through affiliates of Wells Fargo & Company. Bank products and services are available through Wells Fargo Bank, N.A. Wells Fargo Trust is a part of WIM and offers services through Wells Fargo Bank, N.A. and Wells Fargo Delaware Trust Company, N.A.
The Platinum Council distinction is held by a select group of Financial Advisors within Wells Fargo Advisors as measured by one or more of the following: completion of educational components, business production from the previous year, and professionalism. Additional consideration may have included best practices and team structure.
The Five Star Wealth Manager award was issued on 10/03/2025 by Five Star Professional (FSP) for the time period 12/25/2024 through 06/02/2025. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 2997 St. Louis-area wealth managers were considered for the award; 176 (6 % of candidates) were named 2025 Five Star Wealth Managers. Visit www.fivestarprofessional.com.
The Five Star Wealth Manager award was issued on 10/1/2024 by Five Star Wealth Professional (FSP) for the time period : 12/12/23 - 7/9/24; 2,685 St. Louis-area wealth managers were considered for the award; , 187 (7% of candidates) were named 2024 Five Star Wealth Managers.
The Five Star Wealth Manager award was issued on 10/01/2023 by Five Star Professional (FSP) for the time period 12/12/2022 through 06/30/23. 2,691 St. Louis-area wealth managers were considered for the award; 167 (6% of candidates) were named 2023 Five Star Wealth Managers.
This award was issued on 10/1/22 by Five Star Professional (FSP) for the time period 01/24/2022 through 07/22/2022. 2418 St. Louis-area wealth managers were considered for the award; 158 (7% of candidates) were named 2022 Five Star Wealth Managers.
This award was issued on 10/1/21 by Five Star Professional (FSP) for the time period 12/28/2020 through 08/6/2021. 2683 St. Louis-area wealth managers were considered for the award; 164 (6% of candidates) were named 2021 Five Star Wealth Managers.
This award was issued on 10/1/20 by Five Star Professional (FSP) for the time period 01/6/2020 through 08/7/2020. 2431 St. Louis-area wealth managers were considered for the award; 170 (7% of candidates) were named 2020 Five Star Wealth Managers.
This award was issued on 10/1/19 by Five Star Professional (FSP) for the time period 01/14/2019 through 08/9/2019. 2481 St. Louis-area wealth managers were considered for the award; 185 (7% of candidates) were named 2019 Five Star Wealth Managers.
This award was issued on 10/1/18 by Five Star Professional (FSP) for the time period 01/26/2018 through 08/15/2018. 2533 St. Louis-area wealth managers were considered for the award; 179 (7% of candidates) were named 2018 Five Star Wealth Managers
This award was issued on 10/1/17 by Five Star Professional (FSP) for the time period 01/26/2017 through 08/28/2017. 1681 St. Louis-area wealth managers were considered for the award; 181 (11% of candidates) were named 2017 Five Star Wealth Managers.
This award was issued on 9/1/16 by Five Star Professional (FSP) for the time period 03/3/2016 through 08/22/2016 1427 St. Louis-area wealth managers were considered for the award; 324 (23% of candidates) were named 2016 Five Star Wealth Managers.
This award was issued on 10/1/15 by Five Star Professional (FSP) for the time period 02/16/2015 through 08/11/2015. 2194 St. Louis-area wealth managers were considered for the award; 358 (16% of candidates) were named 2015 Five Star Wealth Managers.
This award was issued on 2/1/14 by Five Star Professional (FSP) for the time period 02/16/2013 through 08/11/2013. 1401 St. Louis-area wealth managers were considered for the award; 389 (28% of candidates) were named 2014 Five Star Wealth Managers.
This award was issued on 2/1/13 by Five Star Professional (FSP) for the time period 02/16/2012 through 08/11/2012. 1726 St. Louis-area wealth managers were considered for the award; 485 (28% of candidates) were named 2013 Five Star Wealth Managers.